Starting a Business in the Trump Tariff Era: How to Secure Funding When Markets Are Tight

Written By Blueprint Capital Services

Introduction

Starting a business is never easy — but launching in an era shaped by tariffs, supply chain shocks, and global market shifts? That’s a whole different challenge.

As new and returning Trump-era tariffs stir up uncertainty in industries from manufacturing to retail, many entrepreneurs are left asking:

How do I start or scale a business when markets are tight and capital is harder to find?

The good news? Smart funding strategies and financial readiness can still open doors — even in a challenging economy.

Let’s break down what’s changing and how to secure the capital you need to grow.

The Impact of Trump-Era Tariffs on Small Businesses

Since 2018, tariffs have disrupted the cost structure for many industries, especially:

  • Manufacturing

  • Construction

  • Retail/e-commerce

  • Agriculture

  • Tech and components

With new tariffs proposed or reinstated in 2024–25, including on imports from China and certain critical materials, startups now face:

  • Higher input costs

  • Delayed equipment delivery

  • Tighter profit margins

  • Uncertain market forecasting

➡️ This has made many traditional lenders more conservative — but it hasn’t shut the door entirely.

Is It a Bad Time to Start a Business?

Not necessarily.

In fact, tough markets often create opportunity. Many of today’s successful businesses — Airbnb, Uber, Venmo — were born during downturns.

What matters more than timing is:

  • Financial readiness

  • Clarity of your business plan

  • Access to the right type of funding

How to Secure Funding in a Volatile Economy

Here’s how to set yourself up for approval, even when markets are nervous:

1. Know Your Numbers

  • Document revenue (if any), business plan projections, and your startup costs

  • Have a clear use-of-funds statement

2. Improve Your Loan Readiness Score

  • Use a free tool like our Loan Readiness Calculator

  • It grades your business based on what lenders look for: credit, revenue, time in business, collateral, and more

3. Start with the Right Funding Type

  • Startup loans or revenue-based financing may be more accessible than traditional bank loans

  • Some lenders offer flexible terms even for pre-revenue businesses

4. Look for Alternative Lenders

  • Online lenders, fintech platforms, and grant programs are stepping in where banks have pulled back

What’s Still Working in 2025?

Despite market tightening:

  • SBA loans are still available — especially for veteran- and minority-owned businesses

  • Revenue-based financing is booming for e-commerce and service businesses

  • Private capital and microloans are more flexible than ever before

Final Thoughts

Tariffs may impact global trade — but they don’t have to derail your dreams of business ownership.

With the right plan, a solid financial foundation, and access to modern funding tools, you can still start strong.

Let Blueprint Capital Services help you understand your fundability and connect you with the best-fit lenders in today’s market.

👉 Check Your Funding Score Now
📅 Schedule a 30-Minute Consultation

Blueprint Capital Services